Agriculture

State Bank of Graymont specializes in agricultural loans. All of our Ag loan officers have farm backgrounds, including some who own and operate current family farm operations. Our Ag loan officers have been involved in Agriculture lending for many years, providing a vast amount of experience that is important to the success of their customers and the farming community. 

Contact Blair Barton or Paul Russow in our Graymont office, Scott Bauknecht or Ashley Ralph in our Pontiac office for all your Agriculture financing needs. Our loan officers will work with you to assure you have an appropriate structure and cash flow.

                                                                                    

Operating Lines of Credit

• Revolving or closed end lines of credit
  
• Available for your operating and living expenses
  
• Flexible repayment options
  
• Illinois Finance Authority Loan program
  
• Farm Service Agency Guaranteed Loans and Interest Assist Loan programs
  

Machinery and Equipment Loans

• New or used machinery and equipment financing
  
• Refinance your machinery and equipment
  
• Flexible repayment options
  
• Illinois Finance Authority Loan program
  
• Farm Service Agency Guaranteed Loan program
  

Real Estate Loans

• Purchase of land and buildings
  
• Refinance of current loan obligations
  
• Amortizations up to 30 years
  
• Improvements to current land or buildings
  
• Flexible repayment options

Farm Service Agency Guaranteed Loans

• Operating loans
  
• Machinery and equipment loans
  
• Real estate loans
  
• Beginning Farmer Loan Program
  
• Loans are guaranteed by the federal government

Illinois Finance Authority Loans

• Young Farmer Guarantee Loan program
  
• Beginning Farmer Bond Program