Commercial

State Bank of Graymont provides for all your commercial loan needs. Contact Bill Mullins in our Pontiac office to begin building your relationship with State Bank of Graymont, your local community bank. State Bank of Graymont can help you with the purchase of a new business, starting your own business, purchasing new or used equipment, and purchase or expand your real estate. 

Bill will work with you to assure you have an appropriate structure and cash flow.

Operating Lines of Credit

• Revolving or closed end lines of credit
  
• Available for your operating expenses
  
• Flexible repayment options
  

Equipment Loans

• New or used equipment financing
  
• Refinance your equipment loans
  
• Flexible repayment options
  

Real Estate Loans

• Purchase of land and buildings
  
• Expansion or improvements to current real estate
  
• Refinance of current loan obligations
  
• Amortizations up to 25 years

Letters of Credit

• Irrevocable Standby Letter of Credit
  
• Performance Letter of Credit
  

Remote Deposit Capture

• Remotely scan and transmit checks for deposit
  
• The digital deposit is then posted to your account
  
• RDC is convenient, reduces transportation risk & cost, and adds processing efficiencies
  
• Fee is required for this service